Traveling abroad is always good, isn't it? Getting to know new cultures, languages and different sights. But to put your mind at ease, and to make the most of it - travel insurance becomes an essential item!
And not to mention that insurance is mandatory in many countries, and even if it wasn't, it 's always a necessary investment for the safety of you and whoever else you're traveling with! You never know what can happen, and even if nothing does, it is better to be safe than sorry.
To help you understand better about international insurance, Happy Tour has separated topics to answer your questions and show you its benefits! Enjoy the reading!
How does international travel insurance work?
International travel insurance offers several benefits, and works as a security during your trip, it ensures that you have medical-hospital assistance in case of emergency or any kind of accident that occurs during your trip.
It also has other features such as: luggage insurance, legal assistance, flight cancellation insurance, and even more features depending on the insurance you choose. It is worth analyzing more than one, and see which one is the most cost-effective for you.
Why get international travel insurance? Check 6 tips
Truth be told: nobody wants to be caught by surprise during a trip due to some accident, even a simple one, and have to pay out the money set aside for you to spend during your trip, right?
1. Medical-hospital support
This is the main reason that you should contract insurance for your trip, medical support is indispensable, because in many countries the health system is very expensive, and they do not offer public services, as in Brazil.
Especially in the United States, if you don't have insurance, and need to be hospitalized for just one day, it would cost an average of $2,000 - per day! Is it worth it or not to take out travel insurance?
Furthermore, the insurance also includes transportation in case you need to move from one city to another for treatment of a sudden illness.
2. Dental emergencies
As we know, we always have chances of accidents, and it would be no different with the dental part. During your trip you may have a toothache, fall and break another one, or anything else that happens to you. With travel insurance you are covered with resources for these emergencies!
3. Getting your money back in case of a canceled flight
Another good reason to contract travel insurance is to prevent in cases that your international flights are cancelled, of course it is not always that it happens, but there are possibilities, and we don't want to go through that!
Even rebooking flights can get in your way, since sometimes you have to take more than one plane, making several stops. And not to mention the unforeseen weather conditions that can happen, canceling the flight.
4. Extra accommodation at the place of travel
If for some reason, you got sick, got injured and had to stay longer in the country, the extra accommodation you would have to take, certainly wasn't in your budget before traveling, was it? Insurance helps you with this, having additional ones that help you in these emergencies!
5. Stolen or lost baggage
Unfortunately, this is something that can happen during your trip, the loss or theft of your suitcase is quite unusual to happen, but not impossible! And with travel insurance, as terrible as it is to lose your items, you will be covered for the value of the suitcase. This is usually an add-on to insurance packages, but certainly well worth the investment!
How not to get ripped off or scammed: travel safety tips. Check back later!
6. Car rental
If you rent a car abroad and for some reason you have an accident, the insurance will cover your expenses! Even if you are not at fault in the act of the accident, the countries have different laws than ours, so every care is not enough, because without insurance you can end up spending much more than you think.
And if you're renting a car abroad, how about checking out about electric car rental! Check out our post.
Which countries require travel insurance?
Currently there are 29 countries that require you to have insurance on your trip, most of the countries that require it are from Europe. But we also find Cuba, Venezuela and Australia on the list. However, even though many countries do not require this insurance, it is very necessary that you purchase it, as already mentioned, in the USA, the value of the required supports would be much more expensive.
So it is very worthwhile to take out travel insurance, to be even more safe in case something happens. Even if nothing happens (which we all hope it won't), you can have more peace of mind and enjoy yourself even more. Not to mention that, if you take out travel insurance, it will be much cheaper, unlike if you had to pay hospital charges abroad!
We hope you enjoyed Happy Tour's blogpost and that it answered your questions about this very important and necessary subject! Now that you know about insurance, how about understanding how to prepare a trip abroad with safety and practicality!
Until the next blogpost!
